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It is tempting to simplify the reality:
"I only believe in micro-credit!", "For me the solution is the
fair trade!", "I want to help the children!". Our teams live in the villages, not in the offices: they know that a mother
must take care of her sick child before repaying a micro-credit.
When a woman is
beaten by her alcoholic husband, the emergency is not to breed rabbits. A lot of micro-credits hurls down
the borrowers in more poverty and
despair: for example when one cannot repay because the pig died of illness, he
sold with losses. For us, there is no
question of loan if there isn’t a para-veterinary in the vicinity. The teams also give the priority to the households that do their best: one
cannot help everybody at a time, and the households which make sure that the
children go to school, or who improve hygiene by latrines or a well, have the
priority for the micro-credit. |